East Tennessee Bankruptcy Representation
Have your debts gotten out of control? Are you losing sleep at night because you cannot pay your bills? Are you afraid of losing your home or car? You do not have to live with these burdens. The bankruptcy laws were enacted to help people like you get debt relief.
At Pratt & Varsalona, we are experienced bankruptcy lawyers. We help clients reduce and eliminate their debts and get a fresh financial start.
Contact us for a free consultation. It could be the first step toward a better financial future.
Your Bankruptcy Options
A lawyer at our firm can review your situation and explain your options. These include Chapter 7 and Chapter 13:
- Chapter 7 bankruptcy — completely eliminates unsecured debts such as credit card debts, medical bills and personal loans.
- Chapter 13 bankruptcy — a debt consolidation plan that can eliminate some debts and reduce others. You get a three-to-five-year payment plan for your remaining debts.
While certain debts such as student loans and child support obligations cannot be reduced or eliminated through bankruptcy, it can be a way to get your financial picture in order so you can start over with a clean slate.
Bankruptcy Stops Repossession, Garnishment and Foreclosure
The minute you choose our firm to represent you, creditor harassment stops. As soon as we file your bankruptcy petition, an automatic stay stops car repossession, garnishment and home foreclosure actions. You can get peace of mind and can once again focus on your real life.
Pratt & Varsalona will then work to obtain maximum debt relief for you.
You Can Keep Your Vehicles and Property
In most Chapter 7 and Chapter 13 cases, you can keep your vehicles and personal property. You can also keep your retirement accounts. If you choose Chapter 13 bankruptcy, you can avoid foreclosure and keep your home.
Our attorneys understand the bankruptcy laws and the property exemptions they provide. We will take every opportunity to allow you to keep as much property as possible, while obtaining maximum debt relief for you. If you have questions about how filing for bankruptcy can help you, contact us today.
Get a Fresh Start
Pratt & Varsalona will handle all aspects of your case for an affordable fee. We work to reduce or eliminate as much debt as possible. The extra cash flow you get can make it easier to handle your remaining debts and give yourself a little breathing room. You can get a fresh start and the chance to begin again.
Free Consultation — Call Our Attorneys in Anderson County and Sevier County Today
Contact us for a free consultation with our Clinton bankruptcy lawyers at Pratt & Varsalona.
We have offices in Anderson County and Sevier County, and represent clients throughout East Tennessee.
